Dear Cashing In, I read your column about being optimistic about travel planning for 2021, but I personally have some health risks and am definitely not planning to fly again until I’ve been vaccinated. I do love travel and I miss it, but with no hope for travel plans for […]
Apple launched its first credit card in August 2019, and just seven months later the Apple Card had an estimated 3.1 million users, according to Cornerstone Advisors. Whether you applied for the card to enjoy the cash back benefits, the privacy or the special financing on Apple products, you might be wondering […]
With hefty annual fees, come equally hefty card perks. After you get over the initial shock of the $595 annual fee (see rates and fees) on The Business Platinum Card® from American Express, the travel and business-like benefits help make this card worth the price for many. One of those […]
In the spirit of holiday promotions, Chase released a new welcome bonus for its consumer Southwest Rapid Rewards® credit cards that’s worth up to 80,000 points. This new offer marks a record high and is double the old bonus. Plus, it gets you more than halfway to earning the 125,000 […]
Applying for a new credit card can be stressful—but it gets even more stressful when you realize that you’ve just applied for a credit card that you don’t actually want. Maybe the credit card issuer offers two credit cards with similar names and you accidentally chose the wrong one. Maybe […]
Rewards credit cards can be insanely lucrative, both in terms of their ongoing rewards and the generous sign-up bonuses they offer. Unfortunately, the best credit cards on the market are only available to consumers with very good or excellent credit, which usually means a FICO score of 740 or higher. […]
Your credit score is one of the most important aspects of your financial health, but it’s also one of the most fragile. Building a great credit score can take years, but damaging it can seem to happen—in some situations—overnight. Thankfully, with the right credit repair tactics, you can reclaim this […]
Buying a car is a huge decision that should be made with research and planning. Part of that work includes figuring out a way to pay for your vehicle, which normally means taking out a loan since most people don’t have enough extra cash to pay for a car outright. […]
Owing money can be a huge financial burden and it can also be logistically difficult to keep up with multiple creditors if you have several different loans outstanding. If you’re tired of sending in multiple monthly payments, debt consolidation through a personal loan could be the solution you’re looking for. […]
Credit card reward points and miles are loyalty benefits that most credit card issuers give to their borrowers in exchange for spending money on their card. Are credit card reward points worth it? The answer is yes — if you’re maximizing your rewards. To get the biggest possible benefit from your spending, […]