Your credit score is one of the most important aspects of your financial health, but it’s also one of the most fragile. Building a great credit score can take years, but damaging it can seem to happen—in some situations—overnight. Thankfully, with the right credit repair tactics, you can reclaim this […]
Buying a car is a huge decision that should be made with research and planning. Part of that work includes figuring out a way to pay for your vehicle, which normally means taking out a loan since most people don’t have enough extra cash to pay for a car outright. […]
Owing money can be a huge financial burden and it can also be logistically difficult to keep up with multiple creditors if you have several different loans outstanding. If you’re tired of sending in multiple monthly payments, debt consolidation through a personal loan could be the solution you’re looking for. […]
Credit card reward points and miles are loyalty benefits that most credit card issuers give to their borrowers in exchange for spending money on their card. Are credit card reward points worth it? The answer is yes — if you’re maximizing your rewards. To get the biggest possible benefit from your spending, […]
Federal authorities have a consumer warning for shoppers. Hidden skimming devices (commonly thought to be attached to gas station pumps and ATMs) have gone high-tech. “It’s hard to put really — definite numbers around it. But one thing we know for sure is that millions of credit card numbers have […]
Whether you’re looking to score big cash back rewards on everyday purchases or rebuild your credit after a few stumbles, Credit One Bank’s cash back rewards cards are worth a look. We’ve broken down four of Credit One Bank’s offerings – some just launched, some familiar – so you can […]
American Express and Chase are two of the largest credit card issuers in the U.S., and they each have their own proprietary and transferable currency. American Express has Membership Rewards and Chase, not to be outdone, has Chase Ultimate Rewards. Transferable currencies can be a valuable type of mile or point to earn […]
Finally chucked the stack of junk mail that’s been piling up on your kitchen table? The economic impact payment you’ve been waiting for the government to send might have been in that stack. The U.S. Treasury started sending coronavirus relief payments by debit card in mid-May. The cards are issued […]
Payments processing company Visa Inc. is coming up with changes to the rates that merchants will pay to accept its cards, according to a news report from Bloomberg. The changes contemplated will be the biggest in a decade, according to the Feb. 4 report, which Bloomberg says is based on a […]
Getting your credit back on track after a bankruptcy may feel impossible. After all, a bankruptcy stays on your credit report for seven to 10 years and can drop your credit score by over 100 points, leaving you burdened with bad credit. But recovery is within reach, and believe it or not, getting […]