With hefty annual fees, come equally hefty card perks. After you get over the initial shock of the $595 annual fee (see rates and fees) on The Business Platinum Card® from American Express, the travel and business-like benefits help make this card worth the price for many. One of those […]
Best gas credit cards for bad credit
Rewards credit cards can be insanely lucrative, both in terms of their ongoing rewards and the generous sign-up bonuses they offer. Unfortunately, the best credit cards on the market are only available to consumers with very good or excellent credit, which usually means a FICO score of 740 or higher. […]
How to repair credit
Your credit score is one of the most important aspects of your financial health, but it’s also one of the most fragile. Building a great credit score can take years, but damaging it can seem to happen—in some situations—overnight. Thankfully, with the right credit repair tactics, you can reclaim this […]
Should I use a personal loan to consolidate debt?
Owing money can be a huge financial burden and it can also be logistically difficult to keep up with multiple creditors if you have several different loans outstanding. If you’re tired of sending in multiple monthly payments, debt consolidation through a personal loan could be the solution you’re looking for. […]
How to earn credit card points and miles faster
Credit card reward points and miles are loyalty benefits that most credit card issuers give to their borrowers in exchange for spending money on their card. Are credit card reward points worth it? The answer is yes — if you’re maximizing your rewards. To get the biggest possible benefit from your spending, […]
FBI warns of new online threat to personal, credit card information
Federal authorities have a consumer warning for shoppers. Hidden skimming devices (commonly thought to be attached to gas station pumps and ATMs) have gone high-tech. “It’s hard to put really — definite numbers around it. But one thing we know for sure is that millions of credit card numbers have […]